Its pretty simple - the OJT "Catastrophe Reference" E-Book is the single most comprehensive guide to independent claims adjusting in the country. Written by a team of highly experienced adjusters, this book is jam-packed with information to help you hit the ground running!
This Independent Claims Adjuster Manual is the definitive, 200-page, downloadable guide for adjusters, providing high-impact information needed to launch your career and maximize earnings.
- Secure employment with the largest and most reputable independent firms. Don't get left out!
- Make yourself more attractive and hireable by expanding your resume with "Wind-Hail" and "Estimatics Certification" exams. (Plus, learn how to get independent companies to pay for your classes and exam!)
- Learn to effectively use price lists to become more versatile in your estimating abilities.
- Prepare for in-house evaluation programs with major adjusting firms (remember how to calculate the area of a trapezoid for a roof measurement?).
Hit the Ground Running!
- Learn what other adjusters have spent years learning the hard way. Maximize your claims handling efficiency and lower your overall start-up costs with the right tools for the job.
- Make money from day one. You don’t get paid until to claim gets settled. Learn skills and industry secrets from how to prioritize a claim load, to the most common assumptions made by homeowners and how those impact you as an aduster.
- Get the adjusting skills necessary to close claims quickly and accurately – the first time.
- Learn from other peoples' mistakes. Find out the most common errors that new adjusters make and how to avoid them.
- 100-question Wind/Hail and Estimatics practice exam - featuring the same questions currently asked on certification exams.
- A guide to common claim settlement mistakes.
- A fully completed sample claim file illustrating industry protocol in content and form.
- How to get certified with State Farm, Allstate, Nationwide and USAA for free.
- How to contact, inspect, scope, and build claim files to the highest standards of industry practice.
- Storm Supplies Needed - A comprehensive list that includes pictures, descriptions and explanation of the tools you will need to maximize claim handling accuracy and efficiency.
- Understanding Estimatics Price List - A roadmap for finding what you need from the price guide.
- Storm Site Preparation/Expectations - What to expect and how to prepare for the job that waits for you at the next storm site from induction to departure.
- How to read a Declarations Page
- Understanding Severity Codes
- How to prioritize claim load
- Industry Scoping Standards and Formulas - including:
- Mathematical formulas for calculating roof area
- How to use shingle waste factors
- How to identify A/C unit tonnage
- Counting tabs/knowing the difference between Metric and Standard shingles
- Shingle Identification chart
- Wall Framing component chart
- Application of the 24 square foot rule
- Two Industry approved ways to calculate carpet waste
- Creating user friendly diagrams
- When to allow Profit & Overhead
- When to add Access, Demo, and Content Manipulation in settlement
- Estimatics Guidelines for roofing, flooring, cabinets, drywall and paint
- Two most common forms of framing
- Using test squares
- Calculating pitch
- When to include 2-Story & Steep allowance
- Roof & Exterior General Claims Settlement - including:
- Product Identification
- Policy Interpretation
- In depth guide on Roofing Estimatics as per current industry standards
- How to speak Roofing Contractor language fluently...and then some
- Pictures that differentiate hail damage from age and manufacturing defect
- Fifteen roofing replacement scenarios (over seventy pages) with diagrams, measurements and answer key. Includes examples of how to provide a settlement for each scenario on an actual estimate
- The United States Dept. of Commerce study on "Hail Resistance of Roofing Products" (The most industry recognized research on this topic to date!)
- Appropriate responses to the ten most common questions/assumptions made by roofers and homeowners.
- Interior/General Claim Settlement - including:
- In depth guide for estimating interior storm damage.
- Damage scenarios with scope notes, diagrams and measurements, all transferred to an actual estimate
- Policy Interpretation
- Extending repairs to a natural break
- Surface water denial
- Contents Settlement - including:
- In depth guide to contents settlement
- Depreciation guide
- Example of contents settlement
- Sample Claim - Example of completed hail claim that follows industry protocol in content and form.
- Common Claim Settlements and Mistakes - Sound answers to real questions that come up while working storm claims. Clear examples of the most common mistakes made by most every new adjuster and the solutions on how to avoid them.
- 100 Question Wind/Hail & Estimatics Practice Exam - The same kind of questions asked on current wind/hail & estimatics certification exams!
Plus...
And...
The instantly downloadable Cat Adjuster Manual includes:
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