Become a Vermont Insurance Adjuster

AdjusterPro's Bottom-line: Vermont requires resident applicants to successfully complete the Prometric Adjuster exam and meet certain experience requirements. Non-residents may apply for a Vermont license provided they have first obtained a license in a state that requires an examination.

---

Adjuster License Requirements

To become a licensed Vermont insurance adjuster, individuals must:

• Be 18 years of age;
• Be competent, trustworthy, financially responsible, and of good personal and business reputation;
• Have passed a written examination. Worker’s Compensation Adjusters must pass the Worker’s Compensation exam as well as the Adjuster exam.
  • NOTE: the Property and Casualty exam does not include Workers’ Compensation. Anyone wishing to adjust Workers’ Compensation claims in Vermont must pass the separate Workers’ Compensation exam.
• Submit an application and fees and,
• Meet an experience requirement - one of the following:
  • Have 2 years experience in the handling of loss claims or loss appraising for appraisers;
  • Have undergone special training of sufficient duration and scope to make the applicant competent to fulfill the responsibilities of the license sought. The applicant should submit a detailed description of the training, including syllabi, curriculum, and training material;
  • Be employed by and subject to the immediate personal supervision of a licensed adjuster, public adjuster, or appraiser who is licensed in Vermont and who has been licensed for at least 3 years preceding the date of application for the license.

Adjuster Exam Registration

You may schedule your Vermont exam online or by calling Prometric at (800) 868-6113.

Vermont License Application

Applicants seeking a Resident license must submit:

• NAIC Uniform Application
• The original passing score report of the appropriate examination.
• A filled-in hard copy of the following: Attachment #2: Certifications.
• A license application fee of $30
• An adjuster license fee of $60

Applicants seeking a Non-Resident license must comply with the following:

• All applicants for a non-resident Workers’ Comp Adjuster license must pass the Vermont Workers’ Comp Adjuster examination.
• All applicants must satisfy an examination requirement in order to be licensed. If a nonresident has not taken an examination, or resides in a state that does not require a license examination, the applicant can either:
  • Submit a letter of certification from the state where the applicant did take an examination and is currently licensed, or
  • Take and pass the Vermont examination and submit the original test score report with the application.
  • Non-resident adjuster applicants have the option of applying electronically via Sircon and faxing Attachment #2: Certifications to the insurance department at 802-828-1633.
• If you do not wish to apply electronically, you may apply by submitting:
  • NAIC Uniform Application,
  • A home state certification (dated within 90 days of application),
  • A filled-in hard copy of Attachment #2: Certifications,
  • A license application fee of $30 and adjuster license fee (depends on resident state; see the Fee Chart to determine the fee for your state.

Reciprocity

Vermont grants reciprocal licensing to any state that requires an examination in order to be licensed as an adjuster.

Maintaining Your License

• No Continuing Education is required, except for Worker’s Compensation Adjusters.
• Worker's Compensation Adjusters must attend one seminar during each 2-year period after attaining their license. Call the Labor and Industry Department at 802-828-2286 for more information.
• All licenses have a common expiration date regardless of the date on which they are attained. The expiration date occurs every 2 years: March 31 of even numbered years.
• Renew online via Sircon.
• Renewal fee amount varies, depending on the adjuster's resident state.
• If your name or address changes, you may update your license online.

License Fees

• A license application fee of $30.
• Resident License: An adjuster license fee of $60.
• Nonresident License: An adjuster license fee - amount depends on state of residence. See Vermont’s Non-resident Fee Chart.
• Renewal Fee: varies depending on resident state. Refer to the department’s (new link) website for more information.
• Make checks payable to “VT BISHCA”

Contact the Vermont Department of Insurance

89 Main St., Montpelier, VT 05620-3101
Phone: (802) 828-3303, Fax: (802) 828-1633, Email: bishca.producerlicensing@state.vt.us