Become a Rhode Island Insurance Adjuster

AdjusterPro's Bottom-line: All Residents and Non-Residents must take the state exam, with the exception of active licensees from a few reciprocal states. In addition, a background check is required formost applicants. However, there is no continuing education requirement for this license, making it easy to maintain, and military veterans receive a discount.

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Adjuster License Requirements

To become a licensed Rhode Island insurance adjuster, individuals must:

• Be 18 years of age or more.
• Criminal Background Check, unless already licensed in a reciprocal state.
• New York residents must submit fingerprint cards.
• Massachusetts residents must complete a CORI request form.
• In the event of a catastrophe, Rhode Island will issue a temporary emergency Adjuster license, valid for 60 days. Applicants will only be granted this emergency license if they have adjusting experience and are represented by a licensed RI adjuster or insurer, acting as their employer.

Adjuster Exam Preparation

AdjusterPro offers full-preparedness exam study packages specifically for Rhode Island. Select from any of the packages (above-right) and take your Rhode Island adjuster exam with absolute confidence you'll pass the first time.

Adjuster Exam Registration

You may schedule your Rhode Island exam online.

Rhode Island License Application

Rhode Island identifies 6 elements of a complete application for the claims adjuster license:

• Pay the two fees ($50 for application, $120 for license) separately.
• Schedule and take the PearsonVue exam. Call PearsonVue at 1-800-274-3739 or visit their website at www.vue.com.
• Reciprocity: If you can prove that you hold an active Adjuster License in a reciprocal state, then you may skip the RI exam and the Criminal Background report. Any of the following documents will be accepted:
  • Copy of your active Adjuster license from a reciprocal state;
  • Copy of a PDB (Producer Database Report) dated within 90 days;
  • A Certification letter from a reciprocal state dated within 90 days;
  • A license status inquiry page from a reciprocal state’s Insurance Department website.
• Criminal Background report. This requirement applies to all RI Residents and Non-residents who do not hold a reciprocal license.
  • RI Residents: Criminal Background report from the Attorney General’s office (call 401-274-4400).
  • MA Residents: Complete and attach the CORI request form (located on the department’s website).
  • NY Residents: Complete the NY Fingerprint Card process. Email ldesilets@dbr.state.ri.us to request a fingerprint card kit by mail. Once process is complete, the state of NY will send the card to the R.I.
  • All other Non-residents: Obtain a criminal background report from your resident state or from one of the following approved vendors:
  • Choicepoint, www.choicetrust.com (individuals)
  • General Info Services, 800-369-3640 x4012 (individuals)
  • Corporate Screening, 800-229-8606 (employers/companies)
• Veteran Information: Your licensing fee will be waived if you are an honorably discharged soldier, sailor, or marine who has at any time served the United States at a time of war. Provide a copy of the DD 214 form.
• Submit your application. Residents and licensed Non-residents may apply online via NIPR’s e-licensing service. However, Non-residents who do not hold an active resident license in their resident state may not apply online, but rather must submit the Rhode Island Application for Claims Adjuster License.

Visit the RI Insurance Department to see a complete list of detailed instructions.

Reciprocity

Applicants are exempt from taking the Rhode Island exam only if they are licensed in their home state and their home state is one of the following reciprocal states: Connecticut, Kentucky, Maine, Michigan, New Hampshire, North Carolina, Oklahoma, South Carolina, Texas, Vermont, or Wyoming.

Maintaining Your License

• No Continuing Education is required.
• Licenses will expire after two years.
• An Adjuster may renew his or her license up to a year after it has expired without retaking the exam, however a "reinstatement" fee will be charged.
• E-licensing: renew or reinstate your Resident or Non-resident license electronically here.
• You can also print, update and renew your license with SBS Online Licensee Services.

License Fees

• Application Fee: $50 (separate check)
• License Fee: $120 (separate check)
• Biennial Renewal Fee: $120
• Amendment: $50
• Reinstatement: $50
• Total Fee for Reinstatement: $170
• Letter of Certification: $15
• Separate checks are required. Checks should be made payable to: General Treasurer, State of Rhode Island.

Contact the Rhode Island Department of Insurance

State of Rhode Island and Providence Plantations, Department of Business Regulation, Insurance Division, 1511 Pontiac Avenue, Bldg. 69-2, Cranston, RI 02920

Phone: (401) 462-9520, Fax: (401) 462-9602, Email: ldesilets@dbr.state.ri.us