Become an Oklahoma Insurance Adjuster

AdjusterPro's Bottom-line: Oklahoma grants temporary licenses in the event of a catastrophe. For a permanent license, residents and qualified non-residents must proceed through registration with State Based Systems per below. There is an exam required for licensure, but non-residents who hold an independent adjuster license by examination in their home state may bypass this requirement.

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Adjuster License Requirements

To become a licensed Oklahoma insurance adjuster, individuals must:

For a Resident license:

• Be 18 years of age.
• Be a bona fide resident of Oklahoma
• Apply for the license by submitting the proper application forms, and be able to provide background information as requested by the Commissioner of Insurance;
• Pay the appropriate fees;
• Schedule and pass the adjuster examination. You will have 180 days to pass the exam after applying for the adjuster license.

For a Non-Resident license:

• Be 18 years of age;
• Have passed an examination in the resident "home state" or declared "home state" as required by the Commissioner;
• Be a resident of a "home state" (“home state” refers to any state in which the adjuster's principal place of residence or principal place of business is located):            
  • If a non-resident does not have a home state that licenses adjusters by examination, he or she may declare another state which has an examination requirement as his or her “home state” for licensing purposes.   
  • The applicant’s “home state” must award nonresident adjuster licenses to residents of this state on the same basis.
• If not qualified for non-resident reciprocal licensing, schedule and pass the Oklahoma exam.
• Apply for the license by submitting the proper application forms, and be able to provide background information as requested by the Commissioner of Insurance;
• Pay the appropriate fees.

NOTE: If an applicant is a non-resident of the United States, he or she must have complied with all federal laws pertaining to employment and business transaction in the US.

NOTE: To apply for an Emergency Adjuster License, Click Here.

Adjuster Exam Preparation

AdjusterPro offers full-preparedness exam study packages specifically for Oklahoma. Select from any of the packages (above-right) and take the Oklahoma exam with absolute confidence you'll pass the first time.

Adjuster Exam Registration

Schedule your Oklahoma exam with PSI online.

Refer to the Oklahoma Candidate Handbook for detailed information on the exam.

Oklahoma License Application

• You can apply for your Oklahoma adjuster license using the SBS Online Licensing process or NIPR.
• If you are unable to use the online application processes named above, you may download and complete the (new link) Insurance Adjuster Application and submit it to the Department of Insurance.
• Submit your registration fee of $30 (or $50.00 for two or more classes, such as casualty and crop/hail).

Reciprocity

Oklahoma's regulations concerning reciprocity are not easily summed up. To find out if you are eligible to obtain your license reciprocally in Oklahoma, find your state on the Oklahoma Non-Resident Adjuster Licensing Checklist, and check the preceding paragraph.

Oklahoma does not license residents of Nevada.

Residents of the following states must take the Oklahoma exam: Arizona, California, Hawaii, and New York.

Maintaining Your License

• 24 hours of CE are required every two years. Three of these credits must be in ethics and two must be in legislative updates.
  • As of Nov. 1, 2012 Workers’ Comp adjusters are no longer required to submit 6 hours of Oklahoma specific credits.
    
• Renew your license online via NIPR.
• Non-residents who do not have a “home state” may renew via SBS.
• The fee for late renewal is double the regular renewal fee: $60 or $100, depending on lines of authority.
• If you are changing your address, but staying in the same state, update your license information online via NIPR.
• If you need to change your name on your license, or you are a non-resident who is moving to another state, use this Request Form.

License Fees

• Initial Licensing and Application Fee: $30 for one class, $50 for two or more classes.
• Renewal Fee: $30 for one class, $50 for two or more classes.
• Exam Fee: $20

Contact the Oklahoma Department of Insurance

Five Corporate Plaza
3625 NW 56th, Suite 100
Oklahoma City, OK 73112-4511
Phone: (405) 521-3916, Fax: (405) 522-3642, Email: licensing@oid.ok.gov