Become a North Carolina Insurance Adjuster

AdjusterPro's Bottom-line: North Carolina residents must pass an exam before successfully applying for a license. However, North Carolina does offer reciprocal licensing to non-residents holding resident license in any other state. North Carolina may waive licensing requirements altogether in catastrophe situations per Bulletin 07-B-03 .

---

Adjuster License Requirements

To become a licensed North Carolina insurance adjuster, individuals must:

• Be 18 years of age or more.
• If a resident, successfully complete the Pearson VUE insurance exam.
• Some non-residents are eligible for reciprocal licensing:
  • If you already hold an adjuster license for the same lines of authority in your home state, then you may apply for the Non-resident license without taking the North Carolina exam;
  • If you have adopted another state as your home state for licensure (i.e., you have taken that state’s exam to qualify for an adjuster license), you may apply for the North Carolina Non-resident license without taking the exam;
  • If you are a non-resident and you do not already hold a resident license in another state, you will have to take the North Carolina exam, applying as though you were a resident.

Adjuster Exam Preparation

AdjusterPro offers full-preparedness exam study packages specifically for North Carolina. Select from any of the packages (above-right) and take the NC exam with absolute confidence you'll pass the first time.

Adjuster Exam Registration

You may schedule your North Carolina exam online.

North Carolina License Application

• Review the Candidate Handbook for instructions on taking your exam and submitting your license application.
• Residents may apply online via NIPR after completing exam. Wait 48-72 hours after taking your exam before applying. If you are a non-resident but you are not being licensed reciprocally, you will take the exam and apply as though you were a resident.
• Print your license by visiting SBS Connect.
• Follow the steps to set up a free account and establish a password
• Once enrolled, it is quick and easy to click on the option “Print Your License”
• Be sure to save your license record to a file on your computer in case of printer problems.
• The first time to print is free.
• Applicants (residents or non-residents) who do not have to take the exam can apply online via NIPR and pay the application fee.

Reciprocity

North Carolina grants reciprocal licensing privileges to any non-resident applicants who hold an adjuster license in any other state. Residents and non-residents who do not already hold an adjuster license elsewhere must pass the Pearson VUE exam. If you adopted another state as your home state for the purpose of obtaining a resident license (i.e. if you took the adjuster exam of a state that is not your home state), then that state can count as your resident state. You are eligible for the North Carolina non-resident license without taking the exam.

In the event of a catastrophe, a licensed adjuster from another state may be brought into North Carolina to work as an adjuster even though he or she does not have a North Carolina license. This visiting adjuster must work under a North Carolina licensed adjuster, who must notify the Commissioner of the visiting adjuster’s name and Social Security Number. The period of time that a visiting adjuster may work in this way will be determined by the Commissioner.

Maintaining Your License

• Your North Carolina Adjuster license will need to be renewed by April 1st of each year.
• Renew your license by completing your continuing education and submitting a license renewal via nipr.com.
• Continuing Education: If you are a:
  • Resident or a Non-resident who took the North Carolina exam: 24 Hours of CE (including 3 ethics and 3 flood credits) are required every two years.
  • Non-resident who qualified for licensure because you were already licensed for the same lines of authority in your home state: Simply meet the CE requirements of your home state.
  • Non-resident who qualified for licensure by taking an insurance exam in another state: Simply meet the CE requirements for the state in which you took the exam.
  • It is important to maintain current information with the North Carolina Department of Insurance. Update your name and address via nipr.comor on the Change of Address Form

License Fees

• “Self-employed” and “Company” Adjuster Licensing: $125 ($50 registration plus $75 license fee).
• “Company Adjuster” Licensing: $50
• Renewal Fee: $75
• Make all checks payable to the North Carolina Department of Insurance.

Contact the North Carolina Department of Insurance

NCDOI/Agent Services Division, 1204 Mail Service Center, Raleigh, NC 27699-1204

Phone: (919) 807-6800, Fax: (919) 715-3794 Attn: Licensing, Email: clickhere to email a member of the licensing department.