Become a New York Insurance Adjuster

AdjusterPro's Bottom-line: New York requires resident and non-resident applicants to be bonded and to pass the New York adjuster exam specific to their line of insurance. New York is not reciprocal with any other state for licensing adjusters. This is a two-year license, for which there is no continuing education requirement.

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Adjuster License Requirements

To become a licensed New York insurance adjuster, individuals must:

• Be 18 years of age or older.
• Never have committed a felony or any crime involving fraudulent or dishonest practices. If applicant has committed such crimes, he or she must obtain a certificate of good conduct from the Board of Parole before applying for this license.
• Provide a $1,000 bond to cover the licensing period.
• Take and pass the New York adjuster exam within two years prior to application.
• Submit application form with the following:                
• Application fee.
• Proof of L-1 fingerprinting if resident (www.L1enrollment.com). Fingerprint card, fee and request form if non-resident (see "Fingerprinting" below).
• Five (5) certificates of character (see application for more details) for each licensee.
• Proof of required filing of a partnership, corporation, company, or trade name. You may request approval of name by mailing or emailing a list of your chosen names to the Department of Insurance, Licensing Bureau.           
• NOTE: New York counts as a "resident" anyone who maintains a resident or business address in New York. A "non-resident" is anyone who has neither a resident address nor a business address in New York.

   

Adjuster Exam Preparation

AdjusterPro offers full-preparedness exam study packages specifically for New York. Select from any of the packages (above-right) and take your New York adjuster exam with absolute confidence you'll pass the first time.

Adjuster Exam Registration

You may schedule your New York exam online or by calling 1-800-733-9267.

New York License Application

• Complete the New York State Exam administered by PSI Services, LLC. (www.psiexams.com). Study packages for all exams are available top-right (see "AdjusterPro Exam Study Guides").
• Wait a week after completing the exam (to allow for your score to be processed) and then submit your application,
• Submit your application and the required fees and forms listed above.
• In the case of a catastrophe, the New York Insurance Department will issue a Temporary Adjuster Permit if requested by an authorized insurer.
• Fingerprinting: applicants with an address in New York State must be electronically fingerprinted by L-1 Identity Solutions.
• Contact L-1 Enrollment Services at (877) 472-6915 or www.L1ID.com.
• Download and complete the (new link) Request for NYS Electronic Fingerprinting Services and submit it to L-1 at the time of being electronically fingerprinted.
• If you do not have an address in New York State and you cannot go to an L-1 Fingerprinting location in New York, submit the following to the Department:
• Completed fingerprint card;
• NYS Request for Card-Scan Services (added link: Form NYSIDCSFP); Without this form your application will be rejected.
• Fingerprint fee of $85.75 (make check payable to L-1 Enrollment).

Refer to the Candidate Handbook for more detailed information about the New York Adjuster exam and licensing process.

Reciprocity

New York's reciprocity is a bit tricky. According to our research, New York is only reciprocal with states that have an Independent Adjuster licensing exam. Applicants who have passed their home state's IA (Independent Adjuster) exam within the past two years are eligible for a NY license via reciprocity. If you obtained your license in a different manner (prelicensing course, grandfathered in, etc) or if you took the exam more than 2 years ago, you are NOT eligible for NY license via reciprocity. Because of the complexity and potential for change in this policy, we recommend contacting NY's Department of Insurance to verify this directly before proceeding in the reciprocal licensing process.

Maintaining Your License

• No Continuing Education is required.
• License is valid for two years. It will expire on December 31 in each even-numbered year. Renew your license online here.
• Report changes in your address online.

License Fees

• Licensing fee: $100 for the first year, $50 for the second.
• Fingerprinting fee: $85.75
• Make your application fee check payable to “Superintendent of Insurance”

Contact the New York Department of Insurance

Licensing Bureau, One Commerce Plaza, Albany NY 12257

Phone: (518) 474-6630, Fax: (518) 474-5048, Email: licensing@ins.state.ny.us