Become a Michigan Insurance Adjuster
Licensing Rules and Online State Exam Prep for Michigan Claims Adjusters
AdjusterPro's Bottom-line: If you hold a resident adjuster license by exam in another state you can apply for the Michigan license without having first to pass the Michigan exam.
Adjuster License Requirements
- Be 18 years of age.
NOTE: Michigan has special licensing provisions for adjusters operating in an emergency/catastrophe situation. Read more.
Adjuster Exam Preparation
AdjusterPro offers full-preparedness exam study packages specifically for Michigan. Select from any of the packages (above-right) and take the Michigan exam with absolute confidence you'll pass the first time.
Adjuster Exam Registration
You may schedule your Michigan exam online:
Michigan License Application
If you are required to pass the Michigan exam (for example, a Michigan resident, or a non-resident who does not already hold a license by examination in any other state), submit the following items at your exam site:
- Completed Michigan Adjuster Application form FIS 0221.
- Fee processing card FIS 0223 with $15.
- Exam fee of $40.
If you do NOT need to take the Michigan exam, submit the following items to the Department of Insurance by mail:
- Completed Michigan Adjuster Application form FIS 0221.
- Fee processing card FIS 0223 with $15.
- Mail items to: Prometric/OFIR, 1701 S. Waverly Rd. Suite 104, Lansing, MI 48917
Reciprocity
Michigan is reciprocal with every state that requires an exam to become an adjuster. If you have a license in another state, but did not take an exam in that state, you will still need to take the Michigan exam to obtain the Michigan license.
Maintaining Your License
- No Continuing Education is required.
- Yearly renewal fee of $5, which must be received and processed before March 31.
- If your address change, you must notify the commissioner of insurance within 30 days by submitting the following:
- Address Change Request (ACR) through NIPR.
- A processing fee of $3.00 paid to NIPR.
- Non-residents may also use form FIS 0262 Name or Address Change for Insurance Licensees.
License Fees
- Initial Licensing and Application Fee: $15 payable to the State of Michigan
- Exam fee for Resident Insurance Adjusters: $40
- License Renewal Fee: $5.
Contact the Michigan Department of Insurance
PO Box 30220, Lansing, MI 48909
Phone: (517) 373-0220, Fax: (517) 241-3953, Email: ofir-licensinge@michigan.gov
AdjusterPro takes the anxiety out of your state exam by delivering a turn-key Michigan-specific online study program for each of the following license types:
- Michigan Adjuster WITH Workers Compensation
- Michigan Adjuster WITHOUT Workers Compensation
Adjuster Licensing Guide
Get started by selecting your state for State Licensing Requirements, Reciprocity, Exam Study Guides and Agency Contact Information.

This information was obtained via a 2010 state by state survey and was based upon the best information available. Please be sure to verify the accuracy individually per state statutes.
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- 3 week Property Adjusting
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- 2 Week Casualty Adjusting
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