Become a Florida Insurance Adjuster

AdjusterPro's Bottom-line: Florida residents seeking their 5-20 or 6-20 license can gain exemption from the state exam by taking the Florida Certified Adjuster Designation course (online or classroom) through AdjusterPro. Non-residents of Florida residing in states that do not license adjusters can do the same. Non-residents of Florida residing in states that do license adjusters must pass the state exam (unless already licensed as a resident in a reciprocal state). Public adjusters are subject to separate licensing rules than those provided here.

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Adjuster License Requirements

To become a licensed Florida insurance adjuster, individuals must:

• Be 18 years of age.
• Be a U.S. citizen or legal alien who possesses a work authorization from the U.S. Immigration and Naturalization Services.

NOTE to Attorneys: "Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license."

NOTE to Applicants with prior criminal history: Click Here

Adjuster Exam Preparation

Resident applicants gain exemption from the Florida state exam by completing the Certified Adjuster Designation program — a 40 hour course available in both online and classroom environments.

Adjuster Exam Registration

If you opt to take the state exam rather than obtain the Florida Certified Adjuster Designation, you may schedule through Pearson-Vue online.

Florida License Application

Resident must:

• Complete an online application for License and submit appropriate fees.
• Be a resident of the state of Florida.
• Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services.
• Be fingerprinted at one of the Department's fingerprint sites.
• If licensed in another state within three years, provide a Letter of Clearance.
• If an individual holds a general agent license and wishes to add or convert to an adjuster, you must apply online and submit the fee of $55, (no examination is required).
• NOTE: “Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license”

Non-residents must:

• Be at least 18 years of age.
• Complete an online application for License and submit appropriate fees.
• Not be a resident of Florida.
• Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services.
• Be fingerprinted on cards provided by the Florida Department of Financial Services. Two fingerprint cards are mailed to the applicant.
• The applicant's home state or other state must have a reciprocal agreement with Florida.  .
• If the applicant does not meet the requirement listed above, he or she must take and pass the Florida Independent Adjuster Examination.

Reciprocity

Florida grants non-resident licensing privileges to anyone holding a license that has a reciprocal agreement with Florida. View Florida's reciprocal states to check your state's status.

Maintaining Your License

• There are 24 hours of continuing education required (2 ethics, 10 law, 12 optional) per two years.
• Licenses will expire if more than 48 months elapse without an appointment. Failure to complete continuing education may result in cancellation of appointment(s).
• If you want to get your license back after it has expired, you must re-qualify as a first-time applicant.

Additional Information

• General Licensing FAQ
• License Examination FAQ
• Licensing Division Fee Schedule

License Fees

• Initial Licensing and Application Fee: $55
• Fingerprint Fee: $58.25
• State Exam: $56

Contact the Florida Department of Financial Services

200 East Gaines Street, Tallahassee, Florida 32399-0318

Phone: (850) 413-3137, Fax: (850)413-3291, Email available through FLDFS website here.