Become a Florida Insurance Adjuster

Licensing Rules and Certification Options for Florida Claims Adjusters

AdjusterPro's Bottom-line: Florida residents seeking their 6-20 license can gain exemption from the state exam by taking the Florida Certified Adjuster Designation course (online or live) through AdjusterPro. Non-residents who wish to obtain their 7-20 license (a Florida non-resident adjuster license) can also gain an exemption from the state exam by taking the AdjusterPro Certified Adjuster Designation course. If you are already licensed in your resident state, you can apply for a Florida non-resident license reciprocally without having to take the course or the state exam. Public adjusters are subject to separate licensing rules than those provided here.

  • For CE Compliance cycles ending 10/31/2014 or later:The new requirement will be 5 hours of an approved Law and Ethics course and 19 hours of Elective credits. This link provides information from the state of Florida regarding the newly required 5-Hours CE Update Course.
  • AdjusterPro is currently creating a course that will satisfy the 5-hours combined Law & Ethics requirement. If your CE compliance cycle ends on 10/31/14 or later, you will be required to take this course. If you purchase our Florida CE package prior to the release of this new course, and your CE compliance cycle ends on 10/31/14 or later, please contact us. We will make the new course available to you free of charge when it is ready.



Adjuster License Requirements

To become a licensed Florida insurance adjuster, individuals must:

  • Be 18 years of age.
  • Be a U.S. citizen or legal alien who possesses a work authorization from the U.S. Immigration and Naturalization Services.
  • If you are unsure of the license type you need, click here to find out.

NOTE to Attorneys: "Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license."

NOTE to Applicants with prior criminal history: Click Here

The State of Florida defines an independent adjuster as "a person who is self-employed or is associated with or employed by an independent adjusting firm or other independent adjuster, and who undertakes on behalf of an insurer to ascertain and determine to the amount of the claim, loss, or damage payable under an insurance contract or undertakes to effect settlement of such claim, loss or damage."

Adjuster Exam Preparation

Resident applicants gain exemption from the Florida state exam by completing the Certified Adjuster Designation program — a 40-hour AdjusterPro course available in both online and classroom environments.

Adjuster Exam Registration

If you opt to take the state exam rather than obtain the Florida Certified Adjuster Designation, you may schedule through Pearson-Vue online.

Florida License Application

Resident must:

  • For a list of requirements and a step by step process on how to apply to the State of Florida as a Resident Independent/Company Adjuster (6-20 License) CLICK HERE.
  • IMPORTANT: For individuals who took the Certified Adjuster Designation through AdjusterPro, you must submit your Completion Certificate and Designation Letter you received after completing our course to the mailing address listed in "Step 4 - Send Prerequisite to Department" in the above link.
  • IMPORTANT: If you register for fingerprinting online through Pearson Vue, ("Step 5 - Fingerprints in the above link) the system is going to ask you for an agency name. You want to select the option "Insurance Agent".
  • IMPORTANT: For individuals who took the Certified Adjuster Designation through AdjusterPro, disregard "Step 7 - Examination" in the link above.
  • If licensed in another state within three years, provide a Letter of Clearance.
  • If an individual holds a general agent license and wishes to add or convert to an adjuster, you must apply online and submit the fee of $55, (no examination is required).
  • NOTE: “Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with the Florida Bar are exempt from having to obtain a license”
  • Check the status of your license and continuing education by logging into MyProfile.

Non-residents must:

  • For a list of requirements and a step by step process on how to apply to the State of Florida as a Non-Resident Independent/Company Adjuster (7-20 License) CLICK HERE.
  • IMPORTANT: The applicant's home state or other state must have a reciprocal agreement with Florida. ("Step 2 - License Required" in link above).
  • If the applicant does not meet the requirements listed above, he or she must take and pass the Florida Independent Adjuster Examination.
  • Check the status of your license and continuing education by logging into MyProfile.

Reciprocity

Florida grants non-resident licensing privileges to anyone holding a license that has a reciprocal agreement with Florida. View Florida's reciprocal states to check your state's status.

Maintaining Your License

  • There are 24 hours of continuing education required (2 ethics, 10 law, 12 optional) per two years.
  • For CE Compliance cycles ending 01/01/2007 - 09/30/2014: There are 24 hours of continuing education required (2 ethics, 10 law, 12 optional) every two years.
  • Note: For CE Compliance cycles ending 10/31/2014 or later: The new requirement will be 5 hours of an approved Law and Ethics course and 19 hours of Elective credits. This link provides information regarding the newly required 5-Hours CE Update Course.
  • AdjusterPro offers CE Courses and Packages to fullfil your CE needs. Check out the Florida CE CatalogPublic adjusters are subject to separate licensing rules than those provided here. AdjusterPro CE for Florida will not satisfy a Public Adjuster's required 24 hours. 

  • Does a Florida license need to be renewed? No. Florida agent and adjuster licenses are perpetual, BUT will expire if it goes for more than 48 months without an appointment.

  • Failure to complete continuing education requirements may result in cancellation of an appointment that could lead to termination of the license. 

  • If you want to get your license back after it has expired, you must re-qualify as a first-time applicant.

Additional Information

License Fees

  • Initial Licensing and Application Fee: $50
  • License ID Fee: $5
  • Fingerprint Fee: $50.30
  • State Exam (if required): $42
  • For more information on pay method and fees click here.

Contact the Florida Department of Financial Services

Department of Financial Services, Bureau of Licensing, Room 419, 200 East Gaines Street, Tallahassee, Florida 32399-0319

Email: AgentLicensing@MyFloridaCFO.com, Phone: (850) 413-3137, Fax: (850) 413-3291

AdjusterPro Texas Continuing Education

24 Credit Hours for $99! Please see important CE changes at the top of this page, in "AdjusterPro's Bottom Line."

AdjusterPro offers an array of online Florida Continuing Education packages. Whether you need all 24 credits or just a few, we've got you covered:

View ALL online Florida courses: Florida Adjuster CE

Adjuster Licensing Guide

Get started by selecting your state for State Licensing Requirements, Reciprocity, Exam Study Guides and Agency Contact Information.

     

Washington Oregon California Nevada Utah Arizona Idaho Montana Wyoming Colorado New Mexico Texas North Dakota South Dakota Nebraska Kansas Oklahoma Minnesota Iowa Missouri Arkansas Louisana Mississipi Wisconsin Illinois Michigan Indiana Kentucky Tennessee Ohio New York Vermont New Hampshire Massachusetts Rhode Island New York Connecticut New Jersey Delaware Maryland Maine Florida Alabama Georgia South Carolina North Carolina Pennsylvania West Virginia Virginia Alaska Hawaii


This information was obtained via a 2014 state by state survey and was based upon the best information available. Please be sure to verify the accuracy individually per state statutes.